Be More with Less Audio Q & A

I’m familiar with the Dave Ramsey mentality that basically says do whatever it takes, work three jobs, etc. to get out of debt.  The problem is, we would seriously have to neglect our family time to do that.  We are frugal, but my husband’s income is low.  Our only debt is a mortgage and less than 10K on our home equity line-of-credit.  What do you recommend under these circumstances?

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