171 Responses to “10 Ways You Can Have Enough Money and Stuff”

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  1. Emma

    Great post thanks for writing it.
    It’s probably a very common answer but if i had enough I would definately work less hours. I have a 15 month old son and have been back working full time for 6 months. Although he is well cared for my his 2 sets of grandparents I still miss him everyday and probably have a wee cry in the car on the way to work at least twice a week.

    I’m going to follow your tips above although i feel we already live quite simply I’m sure there is always room for improvement and so that one day I can be an at least part time stay at home mum.

    Emma

    • Emma

      Forgot to mention- the boy in the photo is the spitting imagine of my son. weird eh?

    • Courtney Carver

      Emma, I cried every day while working the first year of my daughter’s life. (15 years ago) Just being open to the possibility that you could be home starts the process. There are so many opportunities to work from home, launch small businesses online and other ways to keep generating revenue without a full time job.

      Next it’s all about living with less.

      Now…go cuddle that adorable boy of yours.

    • Deb

      Oh, I went through the same thing with my first son – went back to work full time for almost three years and it NEVER got any easier dropping him off at daycare! That’s definitely a great motivation for living simply and becoming debt-free.

  2. Megan

    I would work on my writing and photography more.

  3. Karen

    I love this post. In the last 2 years I had to make some serious financial changes, as I was laid off back in 2009. Prior to my lay-off my debt was already getting out of control (unfortunately from other life changing events). With the job loss, and then finding a job with a 30% decrease in pay (but I have a job) my finances just went further south. This year I had to make some serious financial changes from consolidating, relocating, getting a less expensive car, etc. etc. Now I’m ready to put what I’ve learned into action.

    Since all of this I have started to “wonder how I could live on much less… (even with a family and responsibilities) and really start enjoying life….”. In fact it is how I found blogs like yours. I’m ready to make a solid effort into improving my life with less, and it feels good.

    I really enjoy your writing and insight. I am definitely interested in the book “Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence”. Even if I don’t win, I will plan to pick up a copy.

    Thank you and keep on inspiring people!

    • Karen

      …the biggest thing I would do differently, if I’m going to make less, have a career I enjoy and feel passionate about.

  4. Seriously, Courtney, thank you for this. I’ve been following minimalist/simple living and personal finance blogs for over a year. I know these things, and yet I’m still here in the same job. But, because of blogs like this and people like you, I’ve made personal changes (getting rid of excess, reducing commitments, etc) that have profoundly shaped my past year and my future.

    As to your question: I would move to Hawaii. Or somewhere else new an exciting. And–I don’t know why I didn’t think of it in my twitter post because it’s such a huge part of what I am–I would volunteer so much more.

  5. Michelle

    Wonderful post. Thank you for sharing!

  6. Dusti

    Wonderful post! If we had enough my husband would be able to cut back on his working hours. I am able to stay at home with our children, which I am so grateful for. But it would be great if my husband could work even less…
    I love your idea to count things and divide them by 7. That really gets me to thinking!!

  7. Sunny

    Great Post Courtney! We’ve been in this process for awhile now and it really feels good to not be dragged down by so many possessions. We are now contemplating my quitting my job and living on one salary. It’s a very scary thing to look at in these economic times but would reduce the stress load on both of us if I was able to take care of things at home and with aging parents. Thanks for the inspiration!

  8. I’m just about to graduate college and now I have to decide what will be enough for me, in case of work/money/time. It’s really freaking me out! But thanks for posting this, it’s rally inspiring!

  9. Yvie

    First of all I love your post and I love your blog it has something wonderfuly calming in my opinion.

    What would I do if I had Enough?

    I would worry less!

    I think I have a very cluttered mind. I am working hard to to get things straight. And this blog inspires me a lot to do so.

    Greetings from Germany

  10. Allie

    Thank you for your beautiful and truly inspiring post. I think if I were able to feel I had “enough”, I would be able to just breathe. Not fret about what ifs and should I and could I, but live and focus on being content in each moment with who I am and what I have. I’m trying! Thanks for your sharing your advice about a path towards that goal.

  11. beth

    Live, love and laugh more!

  12. Mandy

    Love your blog! :)

    I would finally take the vacations with my mom that we’ve been talking about for years.

  13. I definitely think it’s true that very little is needed to make life happy. If I thought I had enough I would give more time and money in the community, volunteer and donate more of my stuff to people or to the Goodwill, donate to charities and spend more time with family and friends having experiences, living life. If all of my debt was paid off (which me and my husband are working on currently) I wouldn’t worry half as much as I do now, I would travel more often and help other people out more often. I would spend more time creating, writing and out in nature.

  14. If I had enough I would learn to breakdance, make techno, become a certified yoga instructor and actually teach. (I am at least on the track of becoming an instructor.)

  15. M

    if i thought i had enough, i would love to volunteer abroad and give those in need my time and help. if i thought i had enough, i would love to indulge in my hobbies- travel, dance, photography, and crafts. it’s difficult sometimes to focus and be more with less when family members live a life of excess.

  16. dana

    i would feel freer and less encumbered to relax…something quite foreign to me.
    i would have time to self examine.
    i would spend quality time with my kids and friends and family.
    i would hopefully be able to get to know myself and my true values and pursue those things.

  17. Thera

    I would sleep better at night.
    I would spend more stress-free time with my children.
    I would paint more often.

  18. K.

    If I knew I had enough, I would leave one of my two part time jobs and stay at home with my almost 2-year old son and newborn baby (to arrive in November). And by ‘enough,’ I simply mean money. I realize now that I have more than enough ‘stuff’ and am slowly dwindling down to ‘just enough,’ so that I can pay off my debt and ultimately, simply have ‘enough’ to make this a reality.

  19. Diane D

    Last week I did Ali Edwards’ A Week in the Life, taking photos and documenting our daily activities. Each night, I would write what my favorite part of the day was. Every day my favorite part was spending time with my kids. Playing play doh, board games, going on a photo scavenger hunt, playing in the pool, even just cuddling together on the couch and watching TV. It made me realize, in black and white, that surfing the internet, participating on message boards, and doing hobbies alone (scrapbooking, primarily) are not what make me happy. My family does. I already have enough.

  20. Kate

    If I knew I had enough, I would travel the world and learn about different cultures. I would use my camera to bring awareness to their needs and give my heart to helping them. I wouldn’t waste time keeping up with those who don’t even matter.

    Thank you for a wonderfully inspiring blog, I appreciate you taking the time to share this with the world.

  21. I would love to have life on island. I will sleep at the beach. I think i’ll have enough when i achieve financial freedom. Means, i dont have to do anything but still can get what i want to have. your blog inspired me and so your photograph.

  22. I do have more than enough. But if I really knew it deep down, I would worry less and live in the moment more. So, that’s what I’m going to do and then hope the knowing comes along. Thanks for this!

  23. Julie

    My husband and I have already decided that I will stay home full-time with our 11 week old daughter. It will cut our income in half, but we know that it is worth it to live a more simple less stressful life. I’m scared because I have been working for half of my life, but I believe this is where I’m being led to go. I see so much in media that makes me think we should all slow our paces down. I hope we can be an example to others who long for a slower pace but don’t feel they can jump off the rollercoaster that is life these days.

  24. Heather

    If I had enough, I would work find a job (career) that I enjoy doing and work less hours and travel more.

  25. Jason

    If I knew I had enough, I would spend more time learning about the culture and history of people all over the world, then find a way to share this interest with others. I’m already doing this somewhat, by going back to school to become a history teacher, but I feel like if I knew I had enough I could take more risks and find a way to do it in a bigger way.

  26. Pat

    I will quit my job so I can spend time with my son who is 20 months. Actually I already quit my job, I will be a full time mom starting next month. I have been reading several blogs that discuss living with less (including yours) and I have changed my perspective about what my family needs (material wise), that gave me the courage to do what I wanted the most: Be with my son!.
    We had cut on our expenses and on our expectations to own this or that…we still have a long way to go but I believe we are on the right track. :-)

  27. Barbara

    I would finally have a good night’s sleep!

  28. Belinda

    I’ve been downsizing my possessions for about a year and I am just starting to see “space”. Beautiful patches of space here and there, and I don’t even remember what items occupied those spaces for so many years. I’m learning to live with less, but I still have a long ways to go. Thank you for a very motivating post.

  29. Susan Byrd

    I would quit my job and spend more time with my family. I would spend more enjoying life in the moment and not run the rat race that life currently is. I am trying to slow down and be more present.

  30. Courtney,

    What a driving post! Generally, I do feel like I have “enough.” But if on a deeper level, I felt I had enough, I would have less fear and more joy. That’s where I’m heading!

    I resonate fully with your point that material items can never bring us true happiness. Thanks for having the guts to ask the hard questions.

  31. Great post Courtney, thanks for the reminders. I just lost my job of 7 years and am finally going home to be with my kids (first time in their lifetimes I’ve been able to stay home!) This transition is bringing about a LOT of discussions and reflections on what we NEED versus WANT and what lifestyle changes my going home will bring. It’ll be an interesting process going from 2 incomes to 1, but I’m very much looking forward to it.

  32. Sarah MacKenzie

    I feel like we are straddling the ledge right now trying to find the balance between “more” and “enough”. I am fortunate enough to be able to stay home and enjoy raising our son, but yet we still have a bit too strong of a focus on buying stuff/doing stuff, so there isn’t much left over at the end of the month. I want to get to a point where there is less waste and more saving. And honestly I would like to downsize – to get to the point where we have half the stuff and half the sized house where we can enjoy experiences and time together vrs always cleaning, picking up and putting away (which is where I find my focus most days).

  33. Thank you for this post! It came at an auspicious time for me because today I was feeling low as I sometimes do because we often don’t have enough (divide by 7?!? we literally have 5 forks between the 3 of us LOL). This post reminded me of why I have chosen the life that I have, how truly rich our life is by design, and that the difference between feeling deprived and feeling free is often (though not always) a matter of attitude and perspective. <3

  34. JW

    Great post! Since 90% of my worries stem from this very problem, maybe I could finally relax and focus on the most important things in life.. family and good friends.

  35. Pili

    Hi, there!
    Wonderful post!
    If I knew I had enough, I would find no more excuses for worrying about the future and I would begin focusing on enjoying every single minute of my life. Every single minute!
    In fact… Why should I wait? Why don’t just doing it now…?
    I am really enjoying sharing this thought with you!!!

  36. stephanie

    Thank you for your wonderful post. We are currently in debt over our heads and treading water. If I had enough I would sleep better, volunteer more, quit my part time night job, sew more, knit more, and enjoy my time with my family more without all the worrying.

  37. monique

    Most of the time, I know I have enough, and maybe too much when it comes to stuff. I would like to convince my husband of the same. If together we believed we had enough, I would buy a house half the size somewhere that I could see the sunset every day. I would feel free to give more.
    Thanks for your thoughts today to remind me.

  38. Love your blog and have been trying a lot of the things you mention. It’s easier with my own stuff, but with my family, it’s harder… Making progress, though!

    So to answer your question, I run a high volume acupuncture practice and while I love what I do, I have a 1 year old son at home with whom I’d love to spend more time. Instead of just trying to work less, though, my goal would be to spend some time studying some of the other techniques I’m fascinated by lately, so that I could help people faster and shift my hours to accommodate his schedule instead of working when business is the busiest. Hiring an associate to cover busy times and evenings would be part of that, too.

    Thanks for your contribution!

  39. Wow! Reading the post and all the comments has got my mind racing. We have just sold our house and are contemplating living in a caravan for a year (gulp!) whilst we build again.
    We have been looking at newer, bigger designs but you know what, I don’t think I’ll do that anymore!
    Keeping our new house smaller will mean less money on mortgages and more money for travel with my family…..my favourite thing to do.
    Anyway, after a year of living in a van anything is going to be huge!!!
    Thanks for helping me to think through the implications of what we are doing.
    Shona. x

  40. Jan

    What a great question! What would I do if I had enough? Well, I already quit my job to homeschool my kids (one is autistic), so I would say that I would not be so consumed by worrying about money. That is one huge time waster for me. It sucks up not only my time, but my energy, and spirit.

  41. Deena

    If I had enough, I would donate time volunteering, helping keep national parks clean and available and also I think I would visit my grandmother more. Thanks.

  42. What an amazing post. It saddens me that life has become this way for us, and saddens me even more when I think about how our children’s lives will be. This is why we need to change things NOW. Thank you, as always, you are a constant reminder in my life that less is more, and what I have now is enough.xx

  43. Marni L

    Thank-you for sharing this – it’s great, practical advice.

  44. Nancy

    Thank you so much for reminding me to keep on track. For over a year now, my partner and I have been diligently working on simplifying, getting rid of stuff and getting out of debt. We have sold so much of the STUFF that was filling up our spaces. This month we will make the last payment on our car and we are currently in the process of selling our home to pay off student loan, business, and old credit card debt, as well as provide the necessary funds for adoption. Years ago, the idea of selling my house to pay off debt would have seemed insane. Today, the idea is so freeing to me!

    When I have enough (which will be so much less when these monthly payments are gone), I will spend my time finding happiness in moments rather than things. This will include traveling, spending time with people that encourage and uplift me, and working less.

    I’d love a copy of the book, Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence, to keep me going on this journey.

  45. Glenda C

    It’s strange – I know I have enough yet I don’t believe I have enough (or even believing being me is enough) so more than anything I want to know it and believe it down to my core. My relationship with money definitely needs transformation. Love your blog and this post. Thanks.

  46. Kris McGowan

    Relax, live in the moment and savor the people who mean the most – help them accomplish their dreams and let them help me accomplish mine!

  47. We are about to move to a “new” city. It will be next spring, but the plans are in the works. When we have enough, I will only go back to work part-time when my son starts school…and not feel guilty about it one bit. (We are in the process of paying off debt, and plan to only get into a “big enough” apartment/condo…read:no yard work, rather than the biggest one we can “afford” Have you ever noticed those calculators always think we can afford 1/3 of our income?)

  48. there i was, reading along, thinking what a great post this is, and how many people i need to forward it to… and wow, there my blog is. thanks so much for the shout-out. (and yes, i think it’s true. i am so much happier leading a smaller, simpler life — and i’m still trying to make it simpler and happier, with very little/just enough.)

  49. Sarah

    Thank you for this post. I’ve recently been working on being content with myself. I’m pretty good at being content at what I have, but am very critical of myself, leading to bad food and exercise habits (one extreme to the other), comparing myself with others etc. Loving yourself, nourishing your body is one of the best gifts you can give yourself – even better than a new car or house! :-)
    If I knew I had enough, my head wouldn’t be buzzing with insecurities and doubts, I would stop wondering if I was happy, and just be. I would quit my job and look for something I enjoy. At the moment I feel a bit trapped in my job.

  50. KatieC

    I’d work more at my church.

  51. Jill

    My partner and I have been working through one of us being diagnosed with a life-altering disease a year ago. Part of this last year has been about re-defining what is important to us both individually and as a couple. Minimizing our “stuff,” and focusing on time together and with friends and family has become our main priority. We have focused more on goals that allow us to spend more time together doing things we love to do like camping, fishing, and being outdoors. If we had “enough” we would do just that – spend more time enjoying the things we love to do. I would focus more on developing my own business, and less on my career outside the home(which has been my main focus for the last 10 plus years). We have really started to enjoy cooking together rather than going out all the time, finding things to do that cost little to no money. It makes the things we do spend a little more on that much more special.

  52. Jacquie

    Wow, so simple yet so powerful….definitely an eye-opener & something I’ll be printing out & sharing with my husband…thanks SO much!!!

  53. Wendy Booth

    If I had enough, I would invest in people’s lives more. I would take time to watch the sunset. I would take slower walks and maybe even in the rain.

  54. Kim Caron

    Thanks for this wonderful post. I especially like the counting items such as clothing. Honestly, how many clothes do we really need to get through a week! To answer your question, if I had “enough” I would be debt free. I would breathe a BIG sigh of relief and I would never, EVER allow myself to get in over my head again. I could stop worrying, stop obsessing about how I am going to pay all these bills…. I would be FREE!!!

  55. Queen Mary

    I already have enough! And I’m calling you out on the silverware/cutlery thing. I have more (than what I have divided by 7) because I have a huge family (5 sibs, all married, 4 sibs-in-law, all married and about 30 nieces and nephews, oh, 2 parents and a mother-in-law. We like to visit and party often and at our house. So I have enough — not if EVERYONE came over, but enough for MOST everyone to come over! What would I do if I had enough? I’d travel to Ireland to see my son play croquet, I’d read books and discuss them with husband and friends, I’d lunch with friends or bring my lunch and visit a museum, I’d have coffee with friends at our favorite coffee shop and we’d do crossword puzzles on one friend’s iPad!

  56. Rebecca R.

    I don’t need a copy of the book–I actually have a copy of the 1st printing and one of the revised version–talk about not needing more! It is a book that I think everyone should read every 5 years–starting in 9th grade. I just wanted to thank you for all of the good, encouraging articles you publish, that have helped me and I’m sure many other people. Keep up the good work! To everyone else, keep striving for the life you envision. God Bless!

  57. Donna

    Great post! I’m at a point where my family has enough. I have had the opportunity to spend the past 18 months taking care of my family and enjoying time away from the corporate world. We are now working towards moving to our farm where we can grow some of our own food and enjoy the advantages of slower pace of life.

  58. Mary

    If I knew I had enough I could spend some time focusing on ensuring that my family lives a healthy lifestyle. I could afford more organic and free range foods and I could experiment with ingredients and recipes without worrying about the cost. I could expose my children to more positive things by shopping at farmers markets and taking them apple picking and other fun events. These are things I wish I could do.

  59. Deb

    I love this post. I’ve been working on simplifying our family’s clothing and housewares over the last few months, inspired by this blog and Project 333 (my sister sent a link to me last fall). I’ve cleared out significantly more than 50% of my wardrobe, and I try to use the “7 day philosophy” when trying to decide how many of certain items I need to keep. A week’s worth is plenty, and it also makes for a lot less laundry to fold (i.e. more time for other pursuits)!

  60. mac

    If I had enough, I would start thinking of how to help people which are not in a such comfortable situation like me.

    And I would definitly more often do what I want. Today with customers you always have to check if everything is okay for them, but how is looking for myself, when not me?

    So I get more strength to help other people.

    Thank you for this very inspirating posting! ;-)

    nice greetings from germany
    mathew

  61. Uschi

    If I had enough, I would devote much more time to volunteering and activities for the sake of others (including animals). I am doing it already, but am not satisfies with the share this part takes in my life.
    Thank you for your blog. I placed it in a folder in my “favourites” on Mozilla, from where I select randomly every day one blog to read a post – for inspiration :)

  62. Jacqueline

    Oh I just love the sound of this book, please let one be for me? Cheers,

  63. Sharon

    I can’t wait to have less house! The amount of time spent cleaning and putting stuff away irks me no end. My parents live with us and we are constantly asking why we have so much stuff! My husband call it TMS.

  64. Debbie

    I would work less and go dancing more!

  65. This is a very important post for me this morning!!! I began this amazing minimalist journey about a year ago but recently noticed a few of my purchases have not been in line with the simple lifestyle I have come to love and cherish. This post is a great reminder of how much stuff I still own and that I really do have enough. I am feeling re-invigorated and inspired! Thank you and much love.

  66. Heather Longoria

    If I had enough, I would quit my job, and my husband and I would live for a couple months in NYC with my brothers, a couple months with his brothers in AZ and the rest of the time in our sweet home in Iowa. I would spend my time becoming a great artist instead of just an artist with potential.

  67. If I had enough, I would help other people have enough.

  68. Lovely and so well written.
    I would meditate more and breathe deeper.

  69. Linda

    If I had enought, I would have the time to reflect and get “balanced”.

  70. Tiffany

    Thanks for such a wonderful post! For me, I still struggle with the fear of not having enough financially. I went into debt during my college years and had to spend a few years working heavily to get myself back on good financial footing again, and I still carry that fear to this day. My husband works full-time and I am part-time while staying home with our young children. I work to keep our spending manageable, but re-framing this fear would do me a world of good. If I got to the point of thinking that we had enough, it would encourage more creativity in our lives and more authentic, natural experiences, I think. I would be more present for my children too.

  71. Denise

    If I had enough, I would listen better to the people around me. I would take longer rides on my bike. I would notice nature more, taking photos of all that I see. I would invite friends over and not spend all day “preparing” for their arrival.

  72. I am learning that I have enough. I used to save so many clothes for my kids to grow into. I’ve cut that by MORE than half. I saved clothing for my 1yob to wear in the next 6 months. Then I saw a person looking for that size clothes for her little guy to currently use. I gave her the whole box. Now I have nothing in that size but one sleeper for my lil guy. And I’m mostly okay with that.

    If I knew I had enough, I’d play and read more. I’d clean less!

  73. Brian Tuck

    I would spend more time trying to make a difference in the lives of others and spend more time learning and experiencing new skills to do so.

  74. Courtney Carver

    My cup runneth over! I am so moved by your will to live beautiful, simple lives. I’m going to draw names for the book giveaway on Sunday night so keep the comments coming. Your comments and emails – your declarations of freedom are just the beginning. You are making a difference to me, each other and soon…the world.

  75. brenda

    I would relax.

  76. Rebecca

    l love this post and your blog – it gives me inspiration each time I read it! I do believe I have enough, and our lives are slowly changing to reflect that. We’re working to pay down debt and start saving (basically trying to change our relationship with money). I have two small boys and a husband who keep me busy, but we’re slowly starting to clear the clutter and live more simply. The problem I’m finding is that it takes time away from them to sort through and dispose of the stuff! But we’re getting there :)

  77. Rebecca

    P.S. I would quit my preschool job and finish my children’s chapter book, which I am slowly working on in my “spare” time. I would also start doing yoga on a regular basis!

  78. teresa

    If I had ‘enough’, I would not worry!

  79. Angela

    I think I have enough & have been blessed to be a stay-at-home mom the past 11 years. I think I need to work on getting rid of the things I have, but don’t use.

  80. Bethany

    I have also been blessed to stay at home for the past 11 years. If I could get my husband to downsize, I would be very happy.

  81. Tina

    If I knew I had enough… I would volunteer some time to those who have much less.
    I would work on writing a chikdrens book!
    I

  82. Aydin

    Thank you for the beautiful reminder about what is enough. I think I’m half way through to understand what is enough for me. And since then I’m easily stepping out of consumerism and piling-up stuffs. Specially on buying stuff I took the recommendation of online friend (blog that I can’t remember) to think 48 hours to buy that thing. If you still feel the need to buy it then do it otherwise it was just a temptation to have it only.

    I can list my things when I have enough as:
    Give away
    Run a minimalist online store that everyone can give-away/sell items for less amount.
    Make a blog

  83. Bruce

    I have enough. A girlfriend (wife) who is wonderful. Enough money to meet our needs. A small home (34 foot camper) that we travel in full time and a wonderful exciting world to explore each day. We are blessed. We volunteer while we travel.

  84. Diane Pearson

    You know, I started downsizing my life a couple of years ago. It started from necessity, but now it is something I strive for. We live on VERY little, I am not working right now because I am choosing to stay home with my two teenage sons and I am homeschooling them (I am a single parent). There is so much less stress when there is less of everything else. So, what would I do differently is a tough question to answer. I think I have started doing the “different” already. Next step for me is to get rid of the rest of my debt and be financially downsized.
    I am loving your blog :)

  85. Great post. I know I have slipped recently and this just reminded me of what my husband and I are working for. A small house on a lake, more free time because the work we choose to do is enough to fulfill us and pay for our living expenses and the ability to travel. Thank you!

  86. I have been trying desparately to simplify for the past year. It’s a crazy difficult process, since I’ve kept stuff for the purpose of having it (either emotionally, eventually show my kids when I have them, someone may need it someday, etc) for my whole life. I know I have enough stuff, but since I’ve changed, I don’t necessarily have enough of the “right” stuff; it’s all old. Dunno if I have the right time, freedom, people around me either. If I felt like I had enough, id stay debt-free, do a x country road trip of an undetermined length of time, plant a garden, and donate more time & $ to causes i’d have the time 2 form full opinions about

  87. Christian

    Go surfing

  88. kris

    Lots of great ideas here, but I must disagree with no. 7, “Stop using a credit card.”

    My husband and I use credit cards for just about everything.

    We pay the balance in full each month, so no interest charges. Plus we take advantage of the “float.”

    Most important, we earn airline miles that we use to get free tickets to fly our out-of-state children in to visit us. (One child is in California, another is is New York; we live in the midwest.)

    If it weren’t for credit cards, we would either see our kids much less often or we would be paying lots of money to buy airline tickets.

  89. Suzan

    What a great post! I’ve followed your blog for a month or so and I really enjoy it. So much to digest!

    I would get more sleep if I knew I had enough. And reach out to friends and family more often.

    Thanks for the inspiration.

  90. Mark

    If I had enough I would be able to enjoy life more. If I had enough I wouldn’t have to worry about my student loan, finding a house and a job and other parts of my life. I’m about to graduate and so many things are gonna change, knowing I have enough of everything is something that would make the the process less scary and more something I could enjoy knowing that whatever I choose I have enough of everything already.

  91. I think this post makes a lot of sense. However, I think you are forgetting about a whole sector of the population. The ‘less thans’. Our family falls in that category. We strive to live simply and with less, but what we are finding is that even the bare minimum is just so expensive. It’s great to just say ‘deal with less’ but you forget the massive economic gaps. A lot of the people who are stressed and need medication typically come from a lower economic bracket. Unfortunately, that bracket is growing as wages aren’t increasing and the bare minimum is getting more expensive. If only it were just as simple as just being ok with less…

  92. Kerry

    Amazing post. My computer crashed and my bedroom tv finally died. I spend my days with my children. And use another computer when they fall asleep. I only do what is needed and don’t surf, now I consider it a life waster. I want to enjoy life. I downsized the closet, and now having a renewal party after my garage sale in the fall. Live with what u have and be thankful.

  93. Kristina

    In my heart I know I have enough. It’s the stress over the economy that has me up at night. I have a fairly safe job (but in this day and age can anyone really say that?). I make a decent living (enough to pay my bills and put some in savings monthly). I am debt free except for my house. However, I still am wracked with anxiety over my retirement, my investments, savings, etc. Will it be there when I need it? Am I going to have to work until I am well into my 60s or 70s? I don’t consider myself a “stuff” person. I love experiences. But, worry makes it hard to enjoy the experiences lately. Wondering if the money would be better off under my mattress. So, I guess, to answer your question, I would (hopefully) stop worrying so much if I knew I had “enough”.

  94. Courtney, I love this post (and clearly I’m not the only one!). Thank you for a lovely, challenging call to action.
    If I knew I had enough, I would:

    ~plan a fun-yet-frugal anniversary weekend for my husband and me…and stop feeling guilty about spending SOME money (while staying within our budget) to celebrate an amazing 2 years.
    ~book/plan a retreat for myself this year. Stop saying, “I’ll do that someday.”
    ~be a full-time writer!!!

  95. Brooke P

    Thanks for this blog. While we are so abundantly blessed – we feel overrun and overwhelmed with “things”. We have a fortune (from my husband, Rich’s fortune cookie) framed in our house that says “He who knows he has enough is rich.”
    I have been asked before by my therapist to write down what I would do more of if I did not have to work and I wrote:
    Do yoga
    Do art/pastels
    Meet friends for lunch
    Go to the beach
    We all need to stop waiting for that someday, sometime – START NOW! Live now – be enough now!

  96. steve

    Move to Portland, OR

  97. Jon H

    Great Advice.

    I would definitely spend more time with family and friends and try to go on vacation!

  98. Julie

    If I had enough, I’d buy food to make sack lunches and go around downtown Denver giving them to the homeless people – or anyone who needed it really. I’ve always wanted to do that. And I’d also pay my parents back for all they paid for me to do (sports, college, and a lot of other things), and hopefully, then some. They worked their butts off for me.

  99. Great post!

    If I had enough, my husband and I would take entire months off at a time and travel with our young son. We’d take the time to teach him about our amazing world by going to places, learning the culture and actually showing him how similar we all are!

  100. Kyle O'Neill

    I would breathe freely and see clearly. I would allow my mind and body to be at peace for once. I would enjoy the moment, every moment, for what it is, and not think of how I could make it better, or what I should be doing instead. I would enjoy what I have around me, because it is wonderful, just as it is.

  101. Tracey

    First, I want to tell you how much I love your blog. I read it frequently, and it really affects me. It makes me take a good long look at my life, and how I want to live it.

    If I felt that I had enough, I would be less stressed and happier. The vicious cycle of want, spend, acquire, debt, thinking it will make me happy, is a constant in my life. I wish I could take more time for the little things, and relish what I have without the constant need for something more. I would have more time to value what is in front of me, and not be in constant worry for the future, and what may or may not happen.

  102. Kristen

    I’ve just found your blog and I’m really enjoying it so far. I’ve been trying to slowly reduce the amount I consume and to prioritize what really matters. So far it’s been met with confusion from others, but they’ll adjust. My dream is to have children with my partner in the next 5 years and to not work full time once I have them. The stress and anxiety of my working environment aren’t good for me, so I can’t imagine they would make for a very happy mommy. Thank you for the work that you’re doing.

  103. Joshua Brown

    I would give more to help those who don’t have enough.

  104. Gloria

    If i knew i could, i would quit my job and travel. Lightly. I have already purged a great deal from my home and it feels fantastic! I love the motivation i receive from blogs like yours. Helps to put “things” in perspective. Gloria from Michigan.

  105. Amy

    When we get financially stable, we hope get a less stressful job and travel more – to give our kids life experiences. We traveled much more when we had less money.

  106. That was an amazing post, thank you for sharing. I am a single mom who just recently quit my job to work for myself and be home with my son more. This was a very scary decision as I was not sure IF I would be able to make ends meet. I still dont. But I am happier the past couple weeks than I have been in a LONG time and am going to continue to re read this post and remind myself of what I really want in life: TO BE HAPPY. And happy is having a roof over my head, food on the table and my son my’s health. If I can have those and get out and learn to enjoy the free things more in life (and not overeat, spend, etc). I will be just fine… with the love and support of my friends and family and inspirational people like you! ;)

  107. Jennifer

    Thank you for this. I am going to be graduating from school soon and I am having a tough time trying to figure out what I want for my life when school is done. I think I’ll use this as a guide, try to answer the questions you pose here, and maybe it will give me some direction.

  108. i love this post, thanks!

  109. Carla

    If I new I had enough I would travel with my family.

  110. Dana

    Since I started reading this blog sEveral months ago, I have sold, trashed or donated over 150 books, 25% of my wardrobe, a great deal of makeup and jewelry and more. When I decide I need or would like something new, I very CONSCIOUSLY make a decision about which item will have to go in order to make room for what I acquire. For example, I now need 2 more sports bras as I have started running again. Before I buy them, already know that there are a pair of shoes, a set of earrings and a t-shirt I can live without. All 3 will be donated and I end up with one LESS item to care for. The more I read your blog, the more I realize how much energy is required to own THINGS. I also remembered that one of the best nights I had on my last vacation was watching a lightning storm with my friends- no cover charge for THAT! :-)

  111. Great post!
    I feel like I’m doing all those things that people said they would do if they felt they already had enough.
    I have enough.
    We live in a small (600 sf rental) home by the sea with minimal possessions. I stay at home and take care of my daughter and work a little (I’m a painter) when I feel like it. My husband works 4-day weeks currently and might switch to self-employment only.. We have no debt and we have savings – we might end up buying a very small house and we plan to travel /live abroad. I have no desire to own a big fancy house full of stuff. It’s not only that I’d hate to struggle for money, but having tons of stuff makes me miserable and anxious anyway. Having less can be the answer to both personal freedom, and the cure for what ails this world.

  112. Laura

    Excellent post!

    I’m currently working to eliminate 1,000 things from my life. I know I’ll have to move apartments within the next 365 days, so 1,000 less things will mean many fewer boxes. I’m amazed by the things that I’ve accumulated in the past six years though. When I moved to this city, I only took five suitcases and mailed four boxes. Now I’ve got furniture, kitchen gizmos, and a very full closet and dresser! And I absolutely think that I can donate, gift, sell or toss about half of these things before I move out. (And I’ve also been using up lotions and make-up without replacing them, so that’s less stuff there, too.)

    I would love to get to a time where I will have ENOUGH in my life.

  113. Ana

    I agree with all the points except #6 ‘don’t stock up’. I do stock up and it saved our family a lot of money. I use coupons and I can often get things for free. I do stock up on only what we use and need to avoid clutter or something I intend to donate immediately.

  114. Tonia

    If I had enough, I would be ME…the person I was truly meant to be. Simple.

  115. Kristina

    I’ve just ordered this book at my library but really want my own copy so am hoping I win :-) I feel blessed and rich in so many ways and had simplified my life radically. However recently I’ve decided to follow two dreams which have gobbled up all my time and I feel like I’m drowning a little. So if I thought I had enough (time) I would allow myself to trust myself more to accomplish the things I’ve set out to do. I would support myself more by allowing more rejuvenation time doing mini meditations, eating more healthily, doing mini walks rather than using my current escapism modes of tv watching/escapist books.

  116. “What would you do if you thought you had enough?” is the perfect question for me, and my current unsatisfied-to-be-back-at-work-after-vacation mood. I’m spending my lunch hour daydreaming about a little cabin in the woods and a simpler life, or a cross-country journey a la Steinbeck’s Travels with Charley.

    Gotta work on making those something more than daydreams….

  117. I would live a slow life, without clocks so that I could spend as much time as feels right doing whatever creative pursuits were calling my name, or playing with grandkids, or walking on the beach.

  118. Celia

    If I felt I had enough, I would slow down and enjoy the now. I frequently find myself thinking and planning ahead and not enjoying the what and where of NOW. We already live a simply life, but I miss so much of it.

  119. lois

    i love this site i all ready have no credit cards still to much debt house small car no good public transportation this area still have to much stuff in the proccess of clearing out want to move near the ocean and live in ireland thanks for your help

  120. I’m not sure how well this applies to me… if I knew I had enough I would move my family to Portland and let my husband quit working. My income would have to at LEAST replace his, and probably more before that could happen, though. We already live pretty minimally – almost no eating out, a small grocery budget, no TV or other expensive subscriptions, no regular expensive purchases (like my brother, who has to buy the latest DVDs and computer games when they come out). But I’d love to find an actual way to do more with what we have if it’s out there.

  121. Last night I talked about this subject with my friend. I mentioned that everyone needs a 2nd job. The job doesn’t have to pay money, it can be a hobby or passion. Otherwise we get into trouble; eat or drink too much, watch too much TV, spend too much, etc. Figuring out how to Have enough Money and Stuff could be your second job. “Your money or your Life” sounds like a fantastic read.

    Great post. I rarely comment on posts.

  122. Travis P

    I have been a full time employee at a huge corp for about 3 months now. My salary is great. My soul is crushed. I have a day off today, on a Wednesday, and I am just so damned happy. I need to find out how to live a life without being a wage slave.

    If I had more time, I’d write full time. I really want to take up writing, but I only have about 3-4 hours of free time a night, so I usually dedicate that to some reading instead (and lets face it, video games on occasion). I may also purchase farmland. 8 hours a day of tilling my own field doesn’t sound bad at all.

    I just want to be happy. I want to be happy and left alone.

    • De

      go for it, travis!!!! if your salary is great, save like crazy and REALLY try to live on half of it so u have a nice emergency cushion. if u want to write- DO IT!!! even if it’s only 20 minutes a day. farming DOES sound great, doesn’t it? :-) every day, think of one small thing you can live without and let it go. it’s a long process, trust me. but every time i chuck, donate or sell something, i feel like more air gets to my lungs. this blog has been HUGE help to me.

      YOU CAN DO IT!!

  123. Lyn Davies

    My brother drives a 100,000 dollar car – my car cost me 3,000 – we still arrive at the same destination….

  124. Lyn Davies

    Ohhh and something else that helps me achieve things I would like to buy – like a new piano I am saving for – a holiday twice a year – I save all my change – all the 2 dollar coins and under I throw in a clear 2litre fruit juice bottle – amazing how much you have in just a few months

    • De

      Isn’t he “jar” amazing?! I talk myself out of buying stupid stuff and put $$$ in the jar instead. At one point, the funds bought my fiance 2 beautiful suits for work!!!

  125. q quinn

    If I didn’t worry about money I would see every country, learn every language and go back to school and gey my doctorates. And make it so my family could do the same.

  126. I love that you and your husband found great joy in watching a storm roll in together. Simplifying doesn’t have to mean barren! On the contrary, most of what is truly special, wonderful, and meaningful in life is completely free. Walking out the door into nature is a great start. We’re much too trained to be consumers!

  127. bee low

    Hi, I just stumbled upon your blog and I’m from the other side of the world in Singapore. I like the fact that you don’t preach but just put in perspective the fundamentals we have forgotten to make our lives happy. Thanks for the reminder. You’ve just gained a new fan in me.

  128. Nin

    Very little is indeed needed. I had to leave my house and everyone I knew two years ago and during that first year I moved 17 times. I had everything I owned in a suitcase and a purse. For about 1/2 year now I have been living in my own apartment and I have to say – these past two years have been the greatest ones in my life. I have focused on my new family, new friendships, g-d and and growing as a person. I don’t *need* cable tv, lots of clothes, makeup or almost anything else – I need my loved ones, experiences, passions – and I need to enjoy the moment.

  129. I would paint full time, every day, dawn til midnite. And give away my art,give away my time, money..This workaday mentality we get so trapped in, is all about serving self, or causes that may be unconscious. I would partner up with good folks and look around and see how our God-given talents can make a difference right where we are.

    Blessings!
    J

  130. Rome

    Tganks for this write up. It nicely summarizes many of the ideas of living with less to have more.

  131. anonymous

    I don’t know why no one seems to give any solutions to people like me who have never been able to get a job in their entire lives. I’d love to have the problem of not managing money properly, at least that would mean I had some money to begin with. Because I can’t support myself, I have been forced to spend my life relying on others, who usually abuse their power over me. It would be really nice to make money and support myself for a change. I have been looking for a way out of my jobless life for years now, and I haven’t found one… McDonalds didn’t even call me back, and I went to college for god’s sake…

  132. wm mitchell

    if I had more with less, I would learn to breathe in deeply and exhaile. May the peace of knowing and being known of Christ be yours.

  133. James

    I finished med school two years ago. The best job i have been able to secure is working as a customer service rep at a bank. I also work at Starbucks. In total 65-75 hours a week. After paying rent (cheapest studio apartment i could find which i share with a roommate), my car payment, car insurance, utilities, student loans, and monthly payments for my father’s debt, hospital bills, and funeral proceedings i have a total of $35 a month. I have not eaten anything but ramon noodles and ice water for about a month. I understand how these steps you have listed can help people who were fortunate but irresponsible with their finances; however, i feel they do not offer any assistance to anyone who actually has real problems and are doing everything they can just to survive. Please explain if you think or feel differently.

    • Courtney Carver

      Hi James,

      While I can’t write for every situation, I think I’ve been learning more and more that anytime in my life I thought there wasn’t a solution, there was. At times it took longer than I would have liked to figure things out. That said, sometimes things are just bad. If you want to email me directly, I’d be happy to brainstorm a few solutions. I don’t have all the answers, but maybe I can offer something that will be helpful to your unique situation.

  134. What an inspiring article. I’m planning to quit my job in 6 months to pursue my passions and focus on my family (I’ve been blogging about it as sort of a therapeutic release!). My wife and I have realized that we may take a pay cut for a while but it’s so important to us to put people before stuff, saying NO to some of the “things” and YES to time we will be able to spend together. I’m very excited and know that it will be worth it.

  135. Edwin

    This was exactly what I needed to read and hear right now.

  136. Anjali

    Thank you for this post….I absolutely loved this and was actually looking for something like this.
    If i had enough I would quit my job so i could be closer to my son and get to spend more time with him after school, I would travel more, and work on something part-time for myself. Reading this helped me look at what is important to me in life and will try to get me to appreciate things better. thank u again….

  137. Amy

    Wow, what timing! My grandmother passed away recently, and there’s the possibility that some of our family’s land could be sold off – the land with the house she was born in 95 years ago. My heart aches every time I think about it, so I’ve been trying to convince my husband that we need to take it on, keep it in the family. I think of how simple our lives could be there, how much more time we could have together as a family, and it makes me so happy and I feel so calm and peaceful just thinking about it…

  138. Courtney, about two years ago, I had an eye-opening experience. A very close friend if mine was as death’s door. I realized in a very real and shocking way that we come with nothing and we leave with nothing.

    I have cleaned out my apartment so that there is nothing extra – I figured if I did not use it why keep it. One is much more free with less – I’d take a hike in a government protected canyon over anything. That is where I am home and happy and free. I do have to confess, I do have to take my camera. The butterflies, the flowers, even odd scenery. There is nothing like nature to warm your heart and revive your spirit. Just have to find a way to get closer, but don’t have enough and can’t do any kind of work. Funny, you know it, but then when you hear it and many people give up on you because of it, it’s only the beautiful memories and the yearning to go back that make the day worthwhile.

    Maryann

  139. Katie Haugen

    If I had enough, I would take a pay cut to be an elementary school teacher, which is my passion.

  140. Great post–thanks for it!

    I live and work on my husband’s family farm, which we’re rehabilitating as a small, sustainable operation. I make most of my money doing freelance writing for business.

    If I felt I had enough to cover my student loan debt and keep my family fed and cared for, I would spend more time working on the farm and writing the things I want to write–books on sustainable living, healthy food, and homesteading. I would spend extra hours in the garden and working on our old farmhouse, now on the National Register of Historic Places–built in the 1830s and in serious need of some love.

    I love my life, but we need to make a little more to cover the loans and the bills… and I’m striving hard to change my relationship with money to be more about gratitude and less about lack. It’s a work in progress :) .

  141. Angela

    I would like to work with Ellie Maclin on the farm! :) lol. (In other words – simply enjoying the outdoors – with the plants and the animals – while eating healthier.)

  142. moya

    I spent a lot of time in France and believe that French women have this frugal but great lifestyle nailed.I never saw Madame buy anything except fresh food with which she produced fab meals in her rather basic but small kitchen . She had about 8 items in her summer wardrobe/ten in winter. Her furniture was from her mothers family but she told me she had bought new beds.Her children wore 4 outfit in rotation which were presents from their godparents.They were allowed to pick a toy from their toybox every morning so never got bored.Madame used her aunts dinner and tea service and cutlery every day and never bought any more.Should I also say that she looked fantastic.Her home was spotless and her inherited furniture gleamed.She told me she live on a miniscule budget and that that was normal in France .Loads more but not enough room .Hope some will find this helpful. Enjoy .

  143. Sandy

    I’d explore my creative side and make time to play! I’d find meaningful work to stay involved and share this with my family and friends.

  144. melanie barnes

    Unfortunately, some people don’t dine out and just hope the car will start so they can get to work to provide food and shelter for tbeir kids. If I did not work we would be homeless and starving. I wish I had more, life would be simpler and I could actually spend some time at home! What a biased blog!

    • Bernadette

      way too true! my car broke down, cost me my entire paycheck two weeks ago. We went 15 days without food eating only noodles and an occasional vegetable. It sucks!

  145. Bernadette

    I’m so depressed and so is my husband. We both work, and we both only make enough to pay bills. We don’t have kids, don’t have a dog, we don’t even go out to dinner (ever!) we sit home and watch TV because we can’t afford to do anything else. yes I’m in debt, and no I cant get out no matter how hard I try and it’s holding us back from having the “important” things in life because I really cannot pay for them. Yesterday I just had to pass on a puppy that would have been free :( but I couldn’t afford to get him shots, food, a crate etc. It’s so depressing – any articles or books would be extremely helpful

    • Courtney Carver

      I’d recommend “Your Money or Your Life” and anything by Dave Ramsey. Those resources made a big difference for me.

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